REFUND POLICY

Refund Policy

SEBI Registered Research Analyst — Registration No. INH000025984

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No Refund Policy

All payments made for our research and recommendation services are non-refundable. Once a subscription is purchased, no refunds will be provided under normal circumstances.

We maintain a strict no-refund policy due to the nature of our research services. Research reports and stock recommendations, once delivered, cannot be "returned" as they constitute intellectual property and time-sensitive market insights.

Why We Don't Offer Refunds

Our no-refund policy exists for the following reasons:

1

Intellectual Property: Research reports and recommendations are proprietary intellectual property that cannot be "returned" once delivered

2

Time-Sensitive Nature: Stock recommendations and market analysis are time-sensitive and lose relevance once shared

3

Service Delivery: Our services are delivered digitally and immediately upon subscription activation

4

Market Risk Disclaimer: Investment outcomes depend on market conditions and individual decisions, not solely on our recommendations

📋 Refund Request Review

While we maintain a no-refund policy, we understand that exceptional circumstances may arise. If you believe you have a valid reason for requesting a refund:

📝 Review Process

We will review your request in line with SEBI guidelines and our internal policies. Each request will be evaluated on a case-by-case basis, and we reserve the right to approve or deny any refund request at our sole discretion.

Circumstances that may be considered for review (but not guaranteed approval):

► Duplicate payment due to technical error

► Payment made but services not activated due to system failure

► Unauthorized transaction (with valid proof)

📝 How to Submit a Refund Request

If you wish to submit a refund request for review, please follow these steps:

1

Send Email Request

Email us at contact@rashmithshetty.in with subject line "Refund Request - [Your Name]"

2

Provide Details

Include your full name, registered email, payment date, transaction ID, and detailed reason for refund request

3

Attach Proof

Attach payment receipt and any supporting documents relevant to your request

4

Await Response

We will review your request and respond within 7-10 working days

⚠️ Important Notice

📌 Before You Subscribe

We strongly encourage all prospective clients to carefully review our service details, terms and conditions, and risk disclosures before making a purchase decision. By subscribing to our services, you acknowledge that you have read, understood, and accepted our no-refund policy.

✅ What You Should Review Before Subscribing

Service description and deliverables, subscription duration and pricing, terms and conditions, risk disclosures, disclaimer about market risks, and this refund policy.

Subscription Cancellation

You may request to cancel your subscription at any time. However, please note:

► Cancellation will stop future renewals but will not result in a refund for the current subscription period

► You will continue to have access to services until the end of your paid subscription period

► No partial refunds will be provided for unused portions of the subscription

📞 Contact Us

For any questions regarding this refund policy or to submit a refund request, please contact us:

Contact Information

Phone: 9483090144
Hours: Monday to Friday, 10:00 AM - 5:00 PM
Disclaimer: Registration granted by SEBI, enlistment as RA with Exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. The securities quoted (if any) are for illustration only and are not recommendatory.